Last Updated: January 6, 2025
Welcome to HELOC Calculator. These Terms of Service ("Terms") govern your use of our website located at heloccalculator.click (the "Website"). By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use our Website.
By accessing and using this Website, you accept and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Website.
HELOC Calculator provides free online calculators and informational resources related to Home Equity Lines of Credit (HELOCs) and related financial products. Our services include:
IMPORTANT DISCLAIMER: Our calculators provide estimates only and should not be considered financial advice. Actual loan terms, payments, and costs may vary. Always consult with qualified financial advisors, lenders, and legal professionals before making financial decisions.
While we strive to provide accurate calculations, we make no warranties or guarantees regarding:
The information and calculations provided on this Website are for educational and informational purposes only and do not constitute:
You are solely responsible for:
The Website and its original content, features, and functionality are owned by HELOC Calculator and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. You may not:
You agree not to use the Website to:
Our Website may contain links to third-party websites or services that are not owned or controlled by HELOC Calculator. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any third-party content.
We use Google AdSense to display advertisements on our Website. By using our Website, you acknowledge and agree that:
THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL HELOC CALCULATOR, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
You agree to defend, indemnify, and hold harmless HELOC Calculator and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:
We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of material changes by:
Your continued use of the Website after any changes to these Terms constitutes acceptance of those changes.
We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including but not limited to:
Upon termination, your right to use the Website will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within the United States for the resolution of any disputes.
Before filing any formal legal action, you agree to first contact us to attempt to resolve any dispute informally.
If an informal resolution cannot be reached, any dispute arising from these Terms or your use of the Website shall be resolved through binding arbitration, except that either party may seek injunctive or other equitable relief in court to protect intellectual property rights.
You agree to resolve disputes with us on an individual basis and waive any right to participate in class actions or class arbitrations.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and HELOC Calculator regarding your use of the Website and supersede all prior agreements and understandings.
No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign or transfer these Terms or our rights hereunder without restriction.
We strive to make our Website accessible to all users. If you experience any difficulty accessing any part of our Website, please contact us for assistance.
If you have any questions about these Terms, please contact us at:
BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.
Important Notice: These Terms of Service are provided for general informational purposes. For specific legal advice, please consult with a qualified attorney. Financial decisions should be made only after consulting with qualified financial professionals.